Real Originate turns the deal you already earned into a second income stream. Real estate agents get licensed, partner with a One Real Mortgage loan officer who does the heavy lifting, and earn on every loan they originate — plus overrides five levels deep and Real (REAX) stock.
Add mortgage income to the transactions you're already closing — without losing focus on your clients.
Explore Real Originate → 50bps Path 02A network of Real agents already needs a lending partner. Bring your book, plug into the demand, and add serious production.
See the LO opportunity → 3×Every buyer you help finance is a mortgage that pays someone. With Real Originate, that someone can be you. Get NMLS-licensed, join One Real Mortgage as a part-time W2 originator, and pair with an internal loan officer who handles processing, rate lock, and closing — while you stay close to your client and earn.
Roughly 0.50% of the loan amount on each funded deal. On a $500K loan, that's about $2,500 — from a transaction you were already part of.
Sponsor and coach other originators and earn basis points on every loan they fund — 12 / 8 / 3 / 2 / 1.5 bps, five levels deep. No cap.
Earn $15,000 in REAX stock at $20M annual production, plus $500 per referral who closes within their first 90 days.
A real, ordered sequence — most agents complete it in under a month. Your sponsor and dashboard keep you on track the whole way.
20 hours of national pre-licensure education plus your state's PE hours. We point you to the right courses.
75% to pass. Practice tests and drip reminders built into your dashboard keep momentum up.
Submit your NMLS application, fingerprints, and background check. Every step is tracked for you.
Onboard as a part-time W2 originator with ORM, pair with your internal LO, and originate your first loan.
To stay compliant, Real Originators are NMLS-licensed, part-time W2 employees of One Real Mortgage Corp., actively involved in each loan they originate.
Sponsor and coach more originators to unlock deeper levels. Every time someone in your network funds a loan, you earn — with no cap on how many loans pay you.
Say a Level 1 originator you sponsored funds a $500K loan every month for a year. They earn on their own production — and you earn 12 bps on each of those loans just for bringing them in. Now multiply that across everyone they bring in, down to Level 5.
Sponsorship is locked: every originator arrives through their sponsor's invite link. No poaching, no contested credit. Your downline is yours.
Model your own originations and your network. Drag the sliders — every figure updates live.
Compensation examples are illustrative and hypothetical. No income is guaranteed; results vary by individual performance and are subject to the Recruiting and Coaching Compensation Program Agreement and applicable comp plans.
If you check these boxes, you're eligible to apply.
Active in one of the 30 states + DC where One Real Mortgage operates. Keep serving your buyers and sellers exactly as you do today.
20-hour national PE + your state PE + the SAFE exam. Guided the whole way with reminders and milestone tracking.
To stay compliant, originators are NMLS-licensed, part-time W2 employees of One Real Mortgage Corp., actively involved in each loan.
You come in through the sponsor who invited you and sign your Letter of Intent — locking your place in their network.
Don't see yours yet? The program is expanding — express your interest and we'll notify you the day your state opens. Availability is subject to state laws and licensing requirements.
Express your interest and a One Real Mortgage team member will walk you through the program and next steps.
Questions? chris.bice@onerealmortgage.com
One Real Mortgage is the in-house lender of The Real Brokerage (NASDAQ: REAX). Across our licensed states we have hundreds of Real agents who need a lending partner — and in many markets there are only a handful of loan officers to serve them, sometimes none at all. Bring your existing book of business and plug into demand that's already here.
Most lenders hand you a desk and tell you to go find agents. We have the opposite problem: agents everywhere, and not enough loan officers to work with them. In several of our 30 states + DC, Real agents have no ORM loan officer in their market at all.
That's warm, recurring production waiting on day one — on top of the book of business you already bring. Add revenue share, Real Originate partnerships, and REAX stock, and it compounds fast.
And in some states, that number is zero — an open market with your name on it.
Bring your existing borrowers and referral relationships and originate on a competitive split, backed by 17+ lenders and 50+ programs so you rarely turn a client away.
Step into markets full of Real agents with no lending partner. Warm introductions inside reZEN — not cold prospecting. Deal flow that's waiting the day you start.
Earn 50 bps partnering with a Real Originate agent: they originate and stay close to the client, you process and close. Recurring flow, less prospecting.
Work alongside Real agents committed to teamwork and mutual growth — deal flow that compounds instead of dries up.
See your clients' transactions in real time. You and the agent work the same file — no chasing anyone for updates.
Digital marketing coaching, personalized marketing support, and ongoing training to help you grow your book.
A wide selection of mortgage products across 17+ lenders and 50+ programs — say yes to more borrowers.
Everything runs in one connected system — you and the Real agent work the same file in real time.
Real's proprietary all-in-one platform to manage transactions, track your pipeline, and stay in sync with agents throughout the loan.
Industry-leading client relationship management, built directly into your workflow.
A fully web-based point-of-sale and loan origination system — work anywhere, on any device.
Borrowers apply and manage their transaction from their phone, keeping every file moving.
One Real Mortgage offers industry-first stock awards — real equity in Real (NASDAQ: REAX) — on top of your commissions, plus Level Up coaching and override compensation. Earn RSUs for both production and referral activity when you meet program minimums.
Earn $15,000 in Real (REAX) restricted share units when you close $20M in annual production. Subject to vesting and program terms.
Earn $500 in RSUs for each loan advisor you bring who closes their first deal within 90 days — plus Level Up coaching & override rewards.
A community built on kindness, collaboration, and teamwork — where sharing knowledge is rewarded and every advisor is believed in.
Sit down with One Real Mortgage CEO Kate Gurevich to hear firsthand what makes ORM a different kind of place to build your business.
"You never feel alone here. You have a team behind you to help with transactions — and to push you to be the best version of yourself."
"The moment I joined, I felt the arms wrapped around me — even from thousands of miles away. We built culture and vision virtually, and it works."
"At ORM it's about relationships, not just transactions. This team has helped me grow partnerships, connect with great people, and keep learning."
"I joined in 2018 and it's been an incredible journey. The collaborative environment and commitment to excellence make this a great place to thrive."
Join a team as invested in your success as you are. We build the foundation — you build your future. Faster closings, real equity, and a network that sends you deals.
Contact: chris.bice@onerealmortgage.com